Professionality in Banking Services

Thai Citizen, 64 years old, resides in Thailand.

Educational Background

• Masters in Management from the Sloan School of Management, Massachusetts Institute of Technology, United States (1984).
• Masters in Chemical Engineering from the Sloan School of Management, Massachusetts Institute of Technology, United States (1983).
• Bachelor’s degree in Chemical Engineering from Worcester Polytechnic Institute, United States (1980).

Professional Background

Legal Basis & Tenure:

• Appointed as President Commissioner of PermataBank by Extraordinary General Meeting of Shareholders of PermataBank on 23 April 2020, and effective on 20 May 2020.
• Reappointed as President Commissioner of PermataBank by Annual General Meeting of Shareholders of PermataBank on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

1. President of Bangkok Bank Public Company Limited (since 1994).
2. Director of Bangkok Post Publishing Public Company Limited (since 1993).

Concurrent positions in other companies and institutions:

1. Chairman of Bangkok Bank (China) Company Limited (since 2009).
2. Member of the Committee for Administration of Economic Situation affected by the COVID-19 Pandemic (since 2020).
3. Member of The National Strategy Committee (since 2017).

Professional Experience

He has extensive experience in banking and has held several leadership positions in various companies, including:

• Member of The Board of Trustees, Bangkok University (2009–2022).
• Member of The National Economic Reform Committee (2017–2020).
• Board of The National Science and Technology Development Agency (2013–2021).
• Member of the Board of Investment (2011–2014).
• Chairman of The Thai Bankers’ Association (2002–2006, 2010–2014).
• Director of The Thai Asset Management Corporation (2002–2006, 2010–2011).
• Director of The Payment Systems Committee (2010–2014).
• Member of The National Legislative Assembly (2006–2008).
• Member of The Board of Trustees Singapore Management University (2004–2016).
• Director of The VISA International-Asia Pacific (2001–2008).

Malaysian Citizen, 55 years old, resides in Thailand.

Educational Background

• Master of Science in Management from the Massachusetts Institute of Technology (1998).
• Bachelor of Arts in Philosophy, Politics, and Economics from Oxford University (1991).

Professional Background

Legal Basis & Tenure:

• Appointed as Commissioner based on the decision of the Extraordinary General Meeting of Shareholders on 23 April 2020, with an effective term of office from 26 May 2020.
• Reappointed as Commissioner of PermataBank by the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

1. Director, Bangkok Bank Public Company Limited (since 2022).
2. Chairman, Asia Cement Public Company Limited (since 2011).
3. Executive Chairman, Bualuang Securities Public Company Limited (since 2005).
4. Director, Bumrungrad Hospital Public Company Limited (since 2001).

Concurrent positions in other companies and institutions:

1. Independent Director, NSR SEA Fund (since 2018).
2. Senior Advisor, Morgan Stanley Thailand (since 2017).
3. Chairman, Bangkok Capital Asset Management Company Limited (since 2015).
4. Director, Bangkok Bank (China) Company Limited (since 2009).

Committee positions at PermataBank:

1. Member of the Risk Monitoring Committee.
2. Member of the Remuneration and Nomination Committee.

Professional Experience

He has extensive experiences in banking and several management positions in several companies, as follows:

• Senior Executive Vice President, Bangkok Bank Public Company Limited (2011–2022).
• Executive Vice President, Bangkok Bank Public Company Limited (2005–2011).
• President, Bualuang Securities Public Company Limited (2002–2005).
• President & CEO, Bualuang Finance Company Limited (2000–2001).
• Vice President, Bangkok Bank Public Company Limited (1999–2000).
• Assistant Vice President, Bangkok Bank Public Company Limited (1998–1999).
• Analyst, Investment Banking, Morgan Stanley (1993–1996).
• Economist, Government of Singapore Investment Corporation (GIC) (1991–1993).

Thai Citizen, 56 years old, resides in Thailand.

Educational Background

• Master of Business Administration, majoring in Finance from Saint Louis University, United States (1992).
• Bachelor of Engineering, majoring in Industrial Engineering from Chulalongkorn University (1989).

Professional Background

Legal Basis & Tenure:

• Appointed as Commissioner based on the decision of the Extraordinary General Meeting of Shareholders on 23 April 2020, with an effective term of office from 20 May 2020.
• Reappointed as Commissioner of PermataBank by the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

1. Senior Executive Vice President responsible for Corporate Banking at Bangkok Bank Public Company Limited (since 2020).

Concurrent positions in other companies and institutions:

1. Director, RATCH Group Public Company Limited (since 2020).
2. Director, Bangkok Bank (China) Company Limited (since 2009).

Committee positions at PermataBank:

1. Member of the Risk Monitoring Committee.

Professional Experience

She has extensive experiences in banking and several management positions in several companies, as follows:

• Senior Executive Vice President, in charge of the Information Industry, Energy, Conglomerate 3, Trade, Service Industry, Sugar Industry, Automotive and Heavy Equipment, Textiles and Garments, Corporate Banking, Bangkok Bank Public Company Limited (2022).
• Senior Executive Vice President, in charge of the Information Industry, Energy, Conglomerate 3, Trade, Service Industry, Sugar Industry, Automotive and Heavy Equipment, Textiles and Garments, Conglomerate 1, Electronics and Computer Equipment, Corporate Banking, Bangkok Bank Public Company Limited (2021).
• Senior Executive Vice President, in charge of Light Industry, Energy, Conglomerate 3, Trading and Manager of Energy, Corporate Banking, Bangkok Bank Public Company Limited (2019).
• Director, Electricity Generating Authority of Thailand (2019–30 September 2023).
• Executive Vice President, in charge of Light Industry, Energy, Conglomerate 3, Trading and Manager of Energy, Corporate Banking, Bangkok Bank Public Company Limited (2016–2019).
• Executive Vice President, in charge of Light Industry, Energy, Conglomerate 3, Multinational 1 and Manager of Energy, Corporate Banking, Bangkok Bank Public Company Limited (2015–2016).
• Executive Vice President, in charge of Light Industry, Energy, Service Industry and Manager of Energy, Metropolitan Corporate Banking, Bangkok Bank Public Company Limited (2013–2015).
• Executive Vice President, in charge of Light Industry, Energy, Service Industry, Textile and Garment and Manager of Energy, Metropolitan Corporate Banking, Bangkok Bank Public Company Limited (2012–2013).
• Executive Vice President, in charge of Light Industry, Energy, Service Industry, Textile and Garment and Manager of Energy, Metropolitan Corporate Banking and Manager of Project Department, Investment Banking Group, Bangkok Bank Public Company Limited (2010–2012).
• Executive Vice President, Manager of Risk Management and Project Department, Investment Banking Group, Bangkok Bank Public Company Limited (2008–2010).
• Executive Vice President, Manager of Energy, Metropolitan Corporate Banking and in charge of Project Department, Investment Banking Group, Bangkok Bank Public Company Limited (2007–2008).
• Senior Vice President, Project Finance Division, Bangkok Bank Public Company Limited (2004–2007).
• Vice President, Corporate Finance Department, Bangkok Bank Public Company Limited (1999–2004).
• Assistant Vice President, Senior Marketing Officer, Corporate Finance Department, Bangkok Bank Public Company Limited (1996–1999).
• Marketing Officer, Corporate Finance Department, Bangkok Bank Public Company Limited (1992–1996).
• Management Trainee, Gateaux House Company Limited (1989).

Thai Citizen, 70 years old, resides in Jakarta.

Educational Background

• Master of Science in Industrial Management from the University of Dallas, United States (1978).
• Bachelor of Engineering from Michigan Technological University, United States (1977).

Professional Background

Legal Basis & Tenure:

• Appointed as Commissioner of PermataBank by the Extraordinary General Meeting of Shareholders of PermataBank on 23 April 2020, with an effective term of office from 20 May 2020 to 8 June 2021.
• Appointed as President Director of PermataBank by the Extraordinary General Meeting of Shareholders of PermataBank on 27 April 2021, with an effective term of office as President Director from 9 June 2021 to 19 May 2022.
• Appointed as Commissioner of PermataBank by the Annual General Meeting of Shareholders on 20 May 2022, with an effective term of office as Commissioner on 27 June 2022.
• Reappointed as Commissioner of PermataBank by the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

• No concurrent positions.

Concurrent positions in other companies and institutions:

• No concurrent positions.

Committee positions at PermataBank:

1. Member of the Risk Monitoring Committee.
2. Member of the Remuneration and Nomination Committee.

Professional Experience

He has extensive experiences in banking and several management positions in several companies, as follows:

• Commissioner of PermataBank (since 27 June 2022).
• President Director of PermataBank (9 June 2021–19 May 2022).
• Commissioner of PermataBank (20 May 2020–8 June 2021).
• Executive Advisor, Bangkok Bank Public Company Limited Indonesia (2019–2020).
• General Manager, Bangkok Bank Public Company Limited Indonesia (2002–2019).
• Chief Executive Officer, Bangkok Bank Berhad, Malaysia (1996–2002).
• Branch Manager, Bangkok Bank Public Company Limited Shanghai, China (1993–1996).
• Branch Manager, Bangkok Bank Public Company Limited Indonesia (1989–1993).
• Assistant Branch Manager, Bangkok Bank Public Company Limited Indonesia (1986–1989).
• International Country Officer, Bangkok Bank Public Company Limited Head Office, Thailand (1984–1986).
• Domestic Banking Unit, Bangkok Bank Public Company Limited Head Office, Thailand (1981–1984).
• Department of Armament, Royal Thai Air Force, Thailand (1979–1980).

Indonesian Citizen, 67 years old, resides in Jakarta.

Educational Background

• Bachelor of Economics majoring in Accounting from the University of Indonesia (1982).

Professional Certification

• Member of the Indonesian Association of Accountants (IAI) - Chartered Accountant (CA).
• Member of the Indonesian Institute of Public Accountants (IAPI) - Certified Public Accountant (CPA).

Professional Background

Legal Basis & Tenure:

• Firstly appointed as Independent Commissioner based on the decision of the Extraordinary General Meeting of Shareholders on 26 September 2017, with an effective term of office from 8 November 2017.
• Reappointed as Independent Commissioner based on the decision of the Annual General Meeting of Shareholders on 14 April 2020.
• Reappointed as Independent Commissioner of PermataBank by the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

1. Member of the Audit Committee of PT Jasa Angkasa Semesta Tbk (since January 2020).
2. Member of the Audit Committee at PT Medikaloka Hermina Tbk (since November 2017).

Concurrent positions in other companies and institutions:

1. Member of the Audit Committee of the Indonesian Bankers Association (since August 2023).
2. Member of the Audit Committee of the Ministry of Health (since August 2022).
3. Member of the Supervisory Board and Chairman of the Audit Committee of the Indonesian Investment Management Institute (INA) (since January 2021).
4. Member of the PT Cardig Aero Services Audit Committee (since June 2021).
5. Member of the Audit Committee at the University of Indonesia (since November 2016).

Committee positions at PermataBank:

1. Chairman of the Risk Monitoring Committee.
2. Member of the Remuneration and Nomination Committee.

Professional Experience

Previously, Mr. Haryanto served as President Commissioner in various companies, namely PT Batanghari Sawit Sejahtera, PT Kaswari Unggul, PT Flora Wahana Tirta, PT Ekajaya Multiperkasa, PT Aditarwan, PT Arta Prigel, PT Perkebunan Inti Sawit Subur, and PT Bukit Barisan Indah Prima, from September 2011 to June 2017.

Other important positions that Mr. Haryanto has held include:

• Chair of the Audit Committee of PT Bank Permata Tbk (November 2019–May 2023).
• Member of the PermataBank Integrated Governance Committee (January 2020–September 2022).
• Member of the Audit Committee of PT Unilever Tbk (October 2016–April 2022).
• Independent Commissioner and Chair of the Audit Committee of PT Cardig Aero Services (November 2019–June 2021).
• Commissioner of PT Kikim Resources (October 2012–June 2017).
• Commissioner of PT Agri Capital Resources (May 2010–July 2016).
• Commissioner of PT Tempirai Palm Resources (June 2009–July 2016).
• Commissioner of PT Rambang Agro Jaya (August 2008–July 2016).
• Country Senior Partner at PricewaterhouseCoopers (PwC) Indonesia (1996–2006).
• Partner at PricewaterhouseCoopers (PwC) Indonesia (1990–June 2017).
• Senior Auditor at PwC Australia (1978).
• Assistant Manager at Arthur Young (KAP Santoso Harsokusumo Indonesia) (1980–1984).

Indonesian Citizen, 59 years old, resides in Jakarta.

Educational Background

• Master of Business Administration (MBA) majoring in Business/ Finance and Marketing from Indiana University, Bloomington, United States (1993).
• Engineer majoring in Agronomy/Agricultural Cultivation from the Bogor Agricultural Institute (1988).

Professional Certification

• CFA (Chartered Financial Analyst) from the CFA Institute.
• FRM (Financial Risk Manager) from GARP (Global Association of Risk Professionals).

Professional Background

Legal Basis & Tenure:

• Appointed for the first time as Independent Commissioner based on the decision of the Annual General Meeting of Shareholders on 14 April 2020, with an effective term of office from 20 May 2020.
• Reappointed as the Independent Commissioner of PermataBank by the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

• No concurrent position.

Concurrent positions in other companies and institutions:

• President Director at PT Gagas Prima Solusi (since 2001).

Committee positions at PermataBank:

• Chairman of the Audit Committee.
• Member of the Risk Monitoring Committee.

Professional Experience

He has extensive experiences in banking and several management positions in several companies, as follows:

• Independent Commissioner of PT Bank Mandiri Tbk (Persero) (2015–2019).
• Head of Research at Nomura Indonesia (1999–2001).
• Vice President of Research at Nomura Singapore (1998–1999).
• Head of Research at SocGen Crosby (1996–1998).
• Senior Analyst, Deputy Head of Research, & Head of Research at CLSA Indonesia (1995–1996).
• Equity Analyst & Senior Equity Analyst at WI Carr Indonesia (1993–1995).
• Systems Analyst at Astra Graphia (1988–1991).

Indonesian Citizen, 70 years old, resides in Jakarta.

Educational Background

• Master of Business Administration (MBA) from McGill University, Montreal, Canada (1980).
• Bachelor of Science, majoring in Engineering, from McGill University, Montreal, Canada (1976).

Professional Background

Legal Basis & Tenure

• Appointed for the first time as Independent Commissioner based on the decision of the Annual General Meeting of Shareholders on 14 April 2020, with an effective term of office from 10 July 2020.
• Reappointed as Independent Commissioner of PermataBank by the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

• No concurrent position.

Concurrent positions in other companies and institutions:

• Director of PT Finansia Pacifica Raya (2019 – present).

Committee positions at PermataBank:

• Member of the Audit Committee.
• Member of the Risk Monitoring Committee.

Professional Experience

He has extensive experiences in the fields of finance and banking and has served in various leadership positions in several companies, including:

• Senior Advisor of IRAI (Independent Research & Advisory Indonesia) (2019–2022).
• Commissioner of PT KB Finansia Multi Finance (2019–2020).
• Independent Commissioner of PT Putra Mandiri Jembar Tbk (2019–2020).
• Audit Committee of PT CIMB Niaga Tbk (2016–2020).
• Independent Director of PT Eagle High Plantations Tbk (2015–2019).
• President Commissioner of PT BNI Life (2014–2015).
• Director of PT Bank Negara Indonesia Tbk (2008–2015).
• Independent Commissioner of PT Bank Mandiri Tbk (Persero) (2005–2008).
• President Director of PT Tuban Petrochemical Industries (2002–2007).
• Independent Commissioner of PT Bank Negara Indonesia Tbk (Persero) (2003–2005).
• Independent Commissioner of PT Aneka Tambang Tbk (2002–2007).
• Deputy President Director of PT Bank International Indonesia Tbk (1999–2001).
• Chief Operating Officer of Asia Food & Properties (1998–1999).
• Held several positions at PT Astra International Tbk (1989–1998).
• Vice President of Citibank Indonesia (1980–1988).
• Jr. Mechanical Engineer of D. Hussman & Co. Ltd as Associate (1976–1978).
• Jr. Mechanical Engineer of Union Mineral Exploration Ltd (1976–1978).

Indonesian Citizen, 66 years old, resides in Jakarta.

Educational Background

• Bachelor of Economics from Trisakti University, Jakarta (1983).

Professional Background

Legal Basis & Tenure

• Appointed as Independent Commissioner based on the decision of the Extraordinary General Meeting of Shareholders on 23 August 2023, with an effective term of office from 25 October 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

• No concurrent position.

Concurrent positions in other companies and institutions:

• No concurrent position.

Committee positions at PermataBank:

• Chairman of the Remuneration and Nomination Committee.
• Member of the Risk Monitoring Committee.

Professional Experience

He has extensive experiences in banking and several management positions in several companies, as follows:

• President Commissioner/Independent Commissioner of PT BNI Sekuritas (October 2022–October 2023).
• Chief Executive of the Non-Bank Financial Industry Supervision (IKNB) and concurrently Member of the Board of Commissioners of the Financial Services Authority (OJK) (July 2017–July 2022).
• President Director of PT Pegadaian (Persero) (April 2015–July 2017).
• Commissioner of PT Pefindo Biro Kredit (December 2015–July 2017).
• Deputy President Director of PT Bank Mandiri (Persero) Tbk (May 2010–March 2015).
• Director of Corporate Banking PT Bank Mandiri (Persero) Tbk (March 2008–May 2010).
• Director of Special Asset Management PT Bank Mandiri (Persero) Tbk (May 2006–March 2008).
• EVP Group Head Credit Recovery 2 PT Bank Mandiri (Persero) Tbk (October 2005–May 2006).
• Independent Commissioner of PT Bank Mandiri (Persero) Tbk (September 2003–May 2005).
• Commissioner of PT Asuransi Ekspor Indonesia (Persero) (2004–2006).
• Director of Corporate Banking; Executive Vice President, Corporate Finance Division PT Bank Danamon Indonesia Tbk (2001–2003).
• Senior Vice President, Loan Work Out (LWO) Division, Asset Management Credit; Commissioner of PT Bank Prima Express (IBRA representative); Vice President, Risk Management Credit Review of the National Banking Restructuring Agency (IBRA) (1999–2001).
• Several important positions at PT Bank Niaga Tbk (1986–1999).

Indonesian Citizen, 49 years old, resides in Jakarta.

Educational Background

• Master of Business Administration from the University of Melbourne, Australia (2000).
• Bachelor of Engineering in Electrical Engineering from the University of Indonesia (1996).

Professional Background

Legal Basis & Tenure:

• Appointed as Deputy President Director based on the decision of the Extraordinary General Meeting of Shareholders on 25 January 2022, with an effective term of office from 25 January 2022 to 19 May 2022.
• Appointed as President Director based on the decision of the Annual General Meeting of Shareholders on 20 May 2022, with an effective term of office from 20 May 2022.
• Reappointed as President Director of PermataBank at the PermataBank Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

She has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

She has no concurrent position at other companies and institutions.

Professional Experience

Prior to being appointed as President Director of PermataBank, she served as Deputy President Director (25 January 2022–19 May 2022). She formerly served as Chief of Group Digital Strategy and Chief of Corporate Development at PT Astra International Tbk until October 2021.

In addition, she also has extensive experience in the financial and investment fields, and has served in various leadership positions in several companies, as follows:

• President Director of PT Astra Digital Arta (August 2020–October 2021).
• Commissioner of PT Astra Digital Internasional (August 2020–October 2021).
• Commissioner of PT Astra integrasi Digital (March 2021–October 2021).
• President Director of PT Solusi Mobilitas Bangsa (April 2019–April 2021).
• Managing Director, Head of Financial Services Group for Indonesia and Committee Member, Financial Services Group for South East Asia Accenture (January 2015–December 2015).
• President Director of PT Goldman Sachs Indonesia and Executive Director of Goldman Sachs (December 2010–April 2013).
• Finance Director of PT Ancora Indonesia Resource Tbk (April 2009–May 2010).
• Vice President, Investment Banking Division Credit Suisse (May 2007–April 2009).
• Associate Director, Investment Banking Division UBS (June 2003–May 2007).
• Analyst, Investment Banking Division Lehman Brothers (August 2000–August 2002).
• Technical Sales Specialist PT IBM Indonesia (October 1996–December 1998).

Indonesian Citizen, 58 years old, resides in Jakarta.

Educational Background

• Bachelor of Commerce from the University of Toronto, Canada (1989).

Professional Background

Legal Basis & Tenure:

• Appointed as Director of Technology and Operations based on the decision of the Extraordinary General Meeting of Shareholders on 25 August 2016, with an effective term of office from 1 December 2016.
• Reappointed as Director of Technology and Operations based on the decision of the Annual General Meeting of Shareholders on 14 April 2020.
• Reappointed as Director of Technology and Operations at PermataBank at the PermataBank Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

He has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

He has no concurrent position at other companies and institutions.

Professional Experience

Prior to joining PermataBank, he held various leadership positions at Standard Chartered Hong Kong, Singapore, Malaysia, and India, including:

• Global Technology Head for Retail Banking (2015–2016).
• Global Product Engineering Head for Wholesale, Retail Banking and Wealth Management (2013–2015).
• Chief Information Officer for Group Client Experience (2011– 2013).
• Chief Information Officer for Group Preferred, Priority and International Banking (2008–2011).
• Global Head Performance Management for Integrated Distribution (2006–2008).
• Global Head Secured Lending Operations (2004–2006).
• Country Operations Head (2001–2003).

Indonesian Citizen, 57 years old, resides in Jakarta.

Educational Background

• Master of Business Administration from Edith Cowan University, Perth (early 1995).
• Graduate Diploma in Business at Curtin University of Technology, Perth (1992).
• Bachelor of Laws from University of Sebelas Maret (1990).

Professional Background

Legal Basis & Tenure:

• Appointed as Legal and Compliance Director of PermataBank pursuant to the resolutions of Annual General Meeting of Shareholders on 24 April 2018, joined Permata on 1 July 2018 and was effectively appointed on 4 September 2018.
• Reappointed as Legal and Compliance Director based on the decision of the Annual General Meeting of Shareholders on 14 April 2020.
• Reappointed as Legal and Compliance Director based on the decision of the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

She has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

She has no concurrent position at other companies and institutions.

Professional Experience

Previously, served as Legal and Compliance Director, Independent Director and Corporate Secretary at PT Bank Maybank Indonesia Tbk until 25 June 2018. Previously, she started her career in banking in 1990 at PT Bank Central Asia, and has held various positions as follows:

• Compliance Director at PT Bank Commonwealth (2011–2014).
• Compliance Director at PT Bank Barclays Indonesia (2009–2011).
• Compliance Director at PT Bank Rabobank International Indonesia (2006–2009).
• Director of Legal and Compliance and Corporate Secretary at PT Bank DBS Indonesia (2002–2006).
• Head of Legal & Remedial Department at PT Bank Credit Lyonnais Indonesia (1995–2002).

Indonesian Citizen, 57 years old, resides in Jakarta.

Educational Background

• Bachelor of Accounting from Nommensen University, Medan (1988).

Professional Background

Legal Basis & Tenure:

• Appointed as Director of Retail Banking based on the decision of the Extraordinary General Meeting of Shareholders on 25 September 2018, with an effective term of office from 16 January 2019.
• Reappointed as Retail Banking Director based on the decision of the Annual General Meeting of Shareholders on 14 April 2020.
• Reappointed as Retail Banking Director of PermataBank at the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

She has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

She has no concurrent position at other companies and institutions.

Professional Experience

Previously, she has served as Head of Wealth Management, Retail Liability Products & E-Channels of PermataBank since 2013. She started her career in banking in 1987 by following Management Development Program at PT Bank International Indonesia, and throughout her career has held several important positions as follows:

• GM, Integrated Distribution; GM, Priority & International Banking, Personal & Preferred Banking; GM, Shared Distribution; GM, Wealth Management, Segment and Marketing; and Branch Manager at Standard Chartered Bank (2003–2013).
• Branch Manager Jakarta and Commercial Banking Business Manager of PT ABN AMRO Bank (1999–2003).
• Main Branch Manager Jakarta of PT Bank Asia Pacific (1995–1999).
• Sub Branch Manager Jakarta of PT Bank Pelita (1993–1995).
• Sub Branch Manager Jakarta of PT Bank Susila Bakti (1991–1993).
• Sub Branch Manager Medan of PT Bank International Indonesia (1989–1990).
• Account Officer & Customer Relationship Officer Medan of PT Bank International Indonesia (1988–1989).

Indonesian Citizen, 52 years old, resides in Jakarta.

Educational Background

• Master of Commerce (Advanced Specialization in Human Resources Management) from the University of New South Wales, Sydney, Australia (1999).
• Bachelor of Social Affairs in the Department of Sociology from the University of Indonesia (1994).

Professional Background

Legal Basis & Tenure:

• Appointed as Director of Human Resources based on the decision of the Annual General Meeting of Shareholders on 23 April 2019, with an effective term of office from the same date.
• Reappointed as Director of Human Resources based on the decision of the Annual General Meeting of Shareholders on 14 April 2020.
• Reappointed as Human Resources Director of PermataBank at the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

He has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

He has no concurrent position at other companies and institutions.

Professional Experience

Previously he had various experiences in the human resources management fields and also has held several leadership roles as Director for PT Kideco Jaya Agung (2018–2019) and President Director for PT Solaris Power Indonesia (2016–2018). He also had other professional experiences as follows:

• Head of Human Capital at PT Indika Energy Tbk and members of Human Resources Committees within Indika Energy Group (2011–2016).
• Director of PT Coca-Cola Bottling Indonesia and PT Coca-Cola Distribution Indonesia (2009–2011).
• First Choice Senior Advisor, South East Asia (2007–2009), Country HR Manager (2004–2007) at PT Birotika Semesta/DHL Express Indonesia (2004–2009).
• Personnel Manager, Indonesia and Australia for PT Omnes Services Indonesia/Schlumberger IT (2003–2004).
• HR Operations Manager for PT Coca-Cola Indonesia (2000–2003).
• Section Head Recruitment and Training for PT Sony Electronics Indonesia (1995–1997).

Indonesian Citizen, 55 years old, resides in Jakarta.

Educational Background

• Master of Business Administration (MBA) from Oklahoma City University (1994).
• Bachelor of Engineering in Civil Engineering from Tarumanagara University (1993).

Professional Background

Legal Basis & Tenure:

• Appointed as Risk Director based on the decision of the Annual General Meeting of Shareholders on 20 May 2022, with an effective term of office from 1 July 2022.
• Reappointed as Risk Director of PermataBank at the Annual General Meeting of Shareholders on 6 April 2023.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

He has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

He has no concurrent position at other companies and institutions.

Professional Experience

Previously, he had various experiences in the banking sector and held several managerial positions in PermataBank as Chief Credit Officer (2020–2022), Senior Credit Officer-Credit Risk (2019–2020), and Senior Credit Officer (2016–2019). Before joining PermataBank, he had experience in banking and held several positions as follows:

• Senior Vice President-Commercial and SME Credit Risk of PT CIMB Niaga Tbk (2012–2016).
• Senior Vice President, Risk Analysis Unit of HSBC-Indonesia (2008–2012).
• Vice President, Research & Analysis Unit of Citibank, NA (2000–2008).
• Senior Manager, Equities Analyst of Vickers Ballas Tamara (1997–2000).
• Senior Research Analyst of Arab Malaysian Capital Indonesia (1997).
• Financial Analyst-Corporate Finance of PT Makindo Securities Tbk (1995–1996).

Indonesian Citizen, 43 years old, resides in Jakarta.

Educational Background

• Masters in Management from Prasetya Mulya Business School (2008).
• Bachelor of Science from California State University, Los Angeles (2000).

Professional Background

Legal Basis & Tenure

• Appointed as Finance Director based on the decision of the Extraordinary General Meeting of Shareholders on 23 August 2023, with an effective term of office from 25 October 2023.
• Concurrently serves as the Director of Sharia Business Unit based on the decision of the Annual General Meeting of Shareholders on 3 April 2024, with an effective term of office from 15 July 2024.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

He has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

He has no concurrent position at other companies and institutions.

Professional Experience

He has extensive experiences in the banking sector and has served in various leadership positions in several companies, including:

• Chief Finance Officer (Finance Director) at Citibank (September 2021–August 2023).
• Senior Vice President at PT GoTo Gojek Tokopedia Tbk (December 2020–August 2021).
• Senior Vice President at Citibank (January 2017–November 2020).
• Executive Vice President at PT Bank Danamon Indonesia Tbk (August 2015–December 2016).
• Senior Vice President at Citibank (July 2012–August 2015).
• Vice President at Citibank (November 2010–July 2012).
• Assistant Vice President at Citibank (March 2008–November 2010).
• Manager at Citibank (March 2006–February 2008).
• Assistant Manager at Citibank (May 2004–March 2006).
• Management Associate at Citibank (April 2003–May 2004).
• Internship at IndoverBank-Netherland (August 2001–March 2003).

Indonesian Citizen, 54 years old, resides in Jakarta.

Educational Background

• Bachelor of Economics from Atma Jaya University Yogyakarta (1993).

Professional Background

Legal Basis & Tenure

• Appointed as Branch Network Director based on the decision of the Annual General Meeting of Shareholders on 3 April 2024, with an effective term of office from 15 July 2024.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

He has no concurrent position at other public companies.

Concurrent positions in other companies and institutions:

He has no concurrent position at other companies and intuitions.

Professional Experience

He has held various important positions, including the following:

• Chief of Branch Network PermataBank (January 2023–July 2024).
• Head of Network PermataBank (2012–2022).
• Head of Region Jakarta PermataBank (2008–2012).

Indonesian Citizen, 46 years old, resides in Jakarta.

Educational Background

She earned her Bachelor of Economics degree from the University of Sydney, Australia in 1999.
 

Professional Background

Legal Basis & Tenure

• Appointed as Corporate Banking Director based on the decision of the Extraordinary General Meeting of Shareholders on 27 September 2024, with an effective term of office from 1 December 2024.

Concurrent Position

Concurrent positions in public companies (in Indonesia and/or overseas):

• No concurrent positions.

Concurrent positions in other companies and institutions:

• No concurrent positions.

Committee positions at Permata Bank:

• Risk Management Committee.
• Credit Committee.
• Information Technology Steering Committee.
• Asset Liability Committee.

Professional Experience

Previously she served as Chief of Corporate Banking of Permata Bank since February 2024 until November 2024.

She also has extensive experiences in banking and served in leadership positions in several companies, as follows:

• Division Head, Corporate Banking 2 at the Company (May 2018 - January 2024);
• Head of Corporate Banking III & Syndication Department at PT Bank ICBC Indonesia (December 2016 – May 2018);
• Deputy Head, Trade Sales & Merchant Banking Department at PT Bank ICBC Indonesia (July 2015 - November 2016);
• Deputy Head of Commercial Banking II Department at PT Bank ICBC Indonesia (June 2014 – June 2015);
• Branch Manager Gajah Mada at PT Bank ICBC Indonesia (June 2013 – June 2014);
• Commercial Banking & Preparatory Gajah Mada Branch Office at PT Bank ICBC Indonesia (July 2012 – June 2013);
• Branch Manager at PT Bank ICBC Indonesia Bandung Branch (December 2010 – July 2012);
• Team Leader Commercial/ Corporate Banking at PT Bank ICBC Indonesia (August 2010 – December 2010);
• Senior Relationship Manager at PT Bank China Trust Indonesia (August 2004 – August 2010);
• RM/Accounting & Finance at PT Bank OCBC Indonesia (2002 – 2004);
• Fund/Tax Accountant at RBC Global Service Ltd, Sydney (2001 – 2002);
• Investment Accountant at Bridges Information Services Ltd, Sydney (2000 – 2001); and
• Research Associate at Rainmaker Information Services Ltd, Sydney (1999 – 2000).